Thanks Julie, the reason I'm looking at the T3-T4 schools is because of location and part-time programs. I want to have sometime for my business as well. I would like to start with around 9 credits. I dont't think I would move to attend a T1-T2. If I were to score say a 165, I would just try to get alot of scholarship $$$ out of the local T3-T4. Does this make sense?