I was struggling over what loan to pick, but I finally found a site that made it a lot easier for me and thought I'd post it here in case anyone else might be able to use it. It has a chart that breaks down how to compare various interest rate benefits for federal loans:
http://projectonstudentdebt.org/loandiscounts.vp.htmlIf people want, they can post other links or calculators that they found helpful in picking a loan so that all the helpful info can be in one thread (apologies if I've duplicated a thread).