LAWLOANS, access group, the, wtf?

[blackpowerman]

if i applied for a loan through lawloan and recieved an acceptance, interest rate, etc...should i expect the general same numbers for everyone else?

also, has anyone deal with lawloans before?  i believe its "powered by sallie mae". 

[qmmm]

No.  The terms of a private loan can vary widely depending on your credit score. 

One of the private loan options for my school had interest rates anywhere from PRIME-0.75%/0% origination fee/0% repayment fee to PRIME+6.50%/5% origination fee/5% repayment fee depending on your credit history. 

[blackpowerman]

thanks for the response, but i think you may have misunderstood me

if i get prime at lawloans- will i more than likely get prime everywhere else i go?  its based on credit score, so if one gives you 10%, then they will all give you around 10% right?

[qmmm]

Oh.  I see now.

Every loan institution has a different risk tolerance, so I do not think that you'll get the exact same interest rate at each lender.  While I wouldn't expect that you'll find differences of several percent, even one percent would be worth your while.  You should look around.

[blackpowerman]

know of any notoriously high or conservatively low places? i hate to get my credit hit every single time i apply...

[qmmm]

Sorry.  I don't have that kind of info.