Anyone with a family going to school in the bay area or other extra $$$ area?

[struggles]

I'm looking for a place in the bay area and we are trying to decide whether to pinch pennies or find a place that meets our needs. We could live in a small apartment and save a couple hundred a month in rent and utilities or go for the house with the yard, garage, w/d and living space that will make us more comfortable for the next 3 years. Its probably at difference of around $12-15K in debt after its all said and done. What are your plans for living arrangments?

[DDBY]

Chesapeake Bay area?  Hudson Bay Area?   Tigris Bay area.  I wouldn't go there if I were you, though I hear the beaches are great there.