Jesus. I got $10k in 0% CC debt (obviously covered with cash earning risk-free interest in the bank), and open/close a new CC every month or two to take a $50-100 (sometimes more) sign on bonus. I always wondered how they could give away so much money. Guess this is it.
It sounds so reasonable when you say it.
Does income, savings etc affect your creditscore, or is it simply about paying on time or not?