There's a lot of good information about lenders on this forum but has anyone come up with a clear winner? I will be attending the University of San Diego this fall and they have 4 main preferred lenders. They are:
3)Total Higher Education (T.H.E.)
4)Wells Fargo http://www.sandiego.edu/usdlaw/finadm/finaid/types/loan/lenders.php
The link above gives us all the information we need on each lender. I am leaning towards Total Higher Education because it's a non-profit, is very flexible in terms of missing payments (not harsh), has good customer service from what I hear, and seems to have pretty good rates as well. In college I had federal loans, which I later consolidated with the government, and a private loan from Sallie Mae that I payed off in full. Sallie Mae's rates were insane and their customer service was horrible. Now that I'm going to law school, I am more educated on the importance of selecting a good lender. I would rather go with T.H.E. even if it is a little more just to have better service. Yet I think that they will save me money in the long run as well since T.H.E. has competitive rates and doesn't penalize you like the other companies do for missing a payment. What's the best lender out of these four? If I don't get any responses I'm just going to go with Total Higher Education. Thank you all in advance!