Law School Discussion

Deferring Stafford loans

dcollins

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Deferring Stafford loans
« on: April 16, 2007, 04:44:01 PM »
I've got a consolodated subsidized stafford loan from my undergrad years.  The interest rate for it is fantastic.  Does anyone what the deal is during deferment - will they stay locked at the rate they are currently at and again upon repayment? ???

Re: Deferring Stafford loans
« Reply #1 on: April 18, 2007, 08:43:34 AM »
I've got a consolodated subsidized stafford loan from my undergrad years.  The interest rate for it is fantastic.  Does anyone what the deal is during deferment - will they stay locked at the rate they are currently at and again upon repayment? ???

I have a consolidated Stafford (mix of subsidized and unsubsidized) at a fixed rate.  When I defer, the rate will stay the same (except for the subsidized which is zero during school deferment).  The interest that accrues on the unsubsidized will be capitalized if I do not pay it during the deferment.