I'm down to these three. I have scholarships offered from each: Tennesee $4,000 per year, St. Louis $20,000 per year, and Arkansas $12,000 for the first year and $6,000 for the next two (b/c residency is pretty much guaranteed after the first year). As it stands, the cost goes up with the rank. I'd gladly live in each area. Give me your opinions!
Also, how significant is an additional $45,000 in debt? That is potentially the difference between Tennessee and Arkansas.