L.O.A have you applied to Canadian schools? The cost vs. benefit of going to a U.S LS on debt doesn't seem to be worth it if you're attending a school like Suffolks. I really don't mean for that to sound rude or arrogant.
Yes, but the problem is the typical Canadian going south needs much more than 20,000/year. I mean, it's a good amount and it sure helps, but it's sooo much easier just getting one solid loan at one bank. As opposed to having to pay back multiple banks/organizations.I think BMO's rate is prime plus half a percent, which is quite good. (6.5% for me). You really have to wrangle with them to up the limit from 20,000, but if you have a co-signer it should be OK.