I'll vent a bit about Need Access. I mean, I don't have a bad relationship with my parents, yet I still have a hard time asking them for ALL of their financial information. I can't imagine what it would be like if, say, we hated each other.
And I haven't spent too much time on it, but from what I've looked at, I get the impression that I have to provide info for my Dad's wife, too! WTF?