Sounds like we're getting closer to pulling out the Visa card.
I am trying to get to the LSAT Median (155 - 160) for most of my schools and hopefully my soft factors will make up for my "not so stellar UGPA". If $400 - $500 (tuition, room, food) will help me score 4 points higher, then it is worth it. Why throw a $1,000 (app fees, prep books, LSAC, etc.) down the drain, when just a little more might have made the difference? Make sense?
I think you'll do fine. You're heart (effort) is in the right place and that is what 90% of life is made of anyway.