Ok, so I applied for loand at both THE and Access to see if I would be approved and to find out what interest rate they would charge.
THE offered me their premier rate. Other threads on this board said that you needed a credit score of 750 or higher to get this rate, so I am very pleased.
Access, however, rejected me completely! WTF is going on? Could my application at THE have had a real negative affect on my score?