Law School Discussion

WTF is up with Access?

WTF is up with Access?
« on: July 23, 2006, 12:13:43 PM »
Ok, so I applied for loand at both THE and Access to see if I would be approved and to find out what interest rate they would charge.

THE offered me their premier rate.  Other threads on this board said that you needed a credit score of 750 or higher to get this rate, so I am very pleased.

Access, however, rejected me completely!  WTF is going on?  Could my application at THE have had a real negative affect on my score?

Re: WTF is up with Access?
« Reply #1 on: July 23, 2006, 07:18:05 PM »
Check what credit bureau each of the lenders used to check your credit.  Credit reports tend to be a little flaky--a lot of times there's crazy stuff that shows up on there for no reason!  You need to get a copy of each of the 3 reports and correct any errors.