I'm planning to attend law school next year but I'm really worried about how I'm going to finance it. My credit is awful, but I recently paid off a bunch of old credit card debt so now all that's left is my student loans, which I pay on time. So I figure my score must be improving, but probably not enough for me to get a private loan without a cosigner. The trouble is, nobody in my family is creditworthy and there's nobody else I would feel comfortable asking to cosign on a massive loan.
I've already taken my lsats and I'm feeling confident about getting in to a good law school, but if I have to choose between my state university and say, Columbia, I don't want to have to make the decision based on cost. I've been working for a while and have money saved up, but not enough for 3 years in NYC. And from what I've seen on the Law School Numbers website, it looks like grants are few and far between. So, what are my options?