I remember taking a look at them for Stafford loans but I think they were charging an origination fee of 3% so I passed on them. I'm looking to see if they do the same for PLUS loans, but I can't find anything concrete. However, I assume if it were 0%, they would advertise that somewhere. A 3% fee would be a hefty bit of change and you'd be much better going with a lender that has no charge...