Thank you so much for your help, ladies in particular. The majority of my loans are consolidated through Sallie Mae and it appears that FSU is a school that participates in the National Student Clearinghouse's paperless deferment process, which means I won't have to do a thing for deferment (Sallie Mae is automatically notified when one registers for classes). My other loan (private and through my undergrad school) requires a formal application process, notary, etc. I believe I qualify for forbearance for Sallie Mae but will not for private loan (certain type of debt to income level is not high enough and I am employed).
On a side note, I truly hope the girl I end up with is as financially savvy as you all, I hate managing debt and try to avoid it at all costs! Unfortunately, law school requires it. Again, thanks for the help.