Most of those Japanese cars, especially under 100k miles, should not give you many problems at all. Transmission easily lasts 150k. I had a Camry that my parents gave me that I used for a lonnnng time, it lasted well over 150k and eventually needed the transmission fixed, but I never took care of it either and it was an '88. I'm pretty sure that a Honda/Toyota from late 90's with low mileage is pretty damn safe. You also have to think about the money saved over time, also the option of not buying full-coverage insurance (I don't know if this is so big for you, but as a young male, with a CLEAN record living in Los Angeles, I still pay close to $150/month for just liability).