I'm facing a similar decision, but my situation is much different. My choices are Michigan w/ almost no $ or part-time at Fordham while working at a firm and possibly getting tuition reimbursement. I love Michigan, but the thought of that much debt scares me. Right now I'm leaning towards Fordham not so much because of the money issue, but because of the experience I would be gaining during those four years. I think in your situation Michigan is clearly better since you have no idea what you want to do upon graduation. A Michigan degree would open up so many more opportunities. In the end it depends on what your goals are, and if you don't have any specific ones, why take a risk by closing off opportunities? Also, if you don't think Biglaw is for you, then go with the lower ranked school, but Michigan supposedly has a good LRAP. Bottom line, when in doubt, go with the bigger name.