Agreed, good decision. I am leaning toward a similar decision myself. While I love Villanova I don't believe I can justify the $100,000 in debt over a full scholarship at Toledo. I mean, if it were T14 it might be a different story, but it's not. There are only a set of jobs that will allow one to carry that type of debt and frankly, those are not for me. I've watched my sister kill herself at a tier 1 lschool and take on a ton of debt which got her a $150,000 (w/bonus) job in NYC and she's getting nowhere except closer to insanity. The Midwest is a better place than most give it credit and if you're in the top of your class, blessed with any set of social skills, and make a good faith effort to network you'll find solid employment in most markets. All the while having freedom, flexibility, and arguably the ability to build wealth more quickly. Congrats!