Pish, J only wants to waste YOUR time. Get wise.
Anyone have any experience with Access Group Private Loans? They seem open to Canadians, will give you pretty much any amount required by your educational institution. Stupid Canadian banks don't care about my credit score (which is perfect for a 22 year old), they want collatoral in the form of my parents signing their house to guarantee the loan.
If you don't mind me asking how much were they able to lend you?