Ok, before you scoff or try to murder me, hear me out.I was thinking of setting up a joint checking account for my gf and I, cause we live together, pay the same bills, always go out and eat together, blah blah blah. Our expenses are merged, so I thought it would be easier to set something like this up.The only thing that might be a concern is tax time, cause we file separate returns, but obviously checking accounts don't draw interest so no income to report, so that should be fine as well..Pros and cons to this?
before my wife and i got married, we each had separate bank accounts. she was working back then so she had income. but even though my money went into my account, it was still considered 'ours'. and even though we considered my account 'ours' hers was considered 'hers'. thats just the way it was. i would advise against the joint account. from a guy's perspective, there are two major things that can break up a marriage or a relationship: 1) another man, and 2) money. money problems NEVER go away. no matter how much you make, you will NEVER make enough. and no matter how content you may be, she will NEVER be content with the money situation. no man should go through money problems before getting married. get married first. dont put yourself in a situation where you could potentially introduce a factor that can damage your relationship. do that AFTER you get married. its harder then.