This may sound overly simplistic, but it depends on whether or not you really want to be a lawyer.
Personally, I'd be wary of accumulating significant debt when you already have a very marketable degree. Law school and the legal market are very tough, and you'd probably have a much easier time getting a job in pharmacy. There is also a very good chance that you'll make less as a new lawyer than as a new pharmacist.
Would I have to get into T14 to land myself a decent job?
It really depends on what you want to do. Big firms, some federal agencies, and academic positions will often require an impressive pedigree. Smaller firms and local government jobs often won't.
Contrary to what you may hear, a degree from a non-elite school is not a death sentence. Even among the so-called T14, some are truly elite schools, like Harvard, and others that are basically strong regional schools. My point is that there is nothing necessarily magical about being in the T14. If we're talking about the T3 or T5, that's a different story.
A degree from a well-respected local school can be just as useful as a higher ranked out of state degree. For example, let's say you want to live in Milwaukee. Would a degree from Georgetown necessarily be a better investment than a degree from UW-Madison, simply because Georgetown is ranked in the mythical T14 ? I'm not sure, but I wouldn't make that assumption.
Rankings do matter, but try to keep perspective on how much