Have you retaken any classes to replace bad grades? If so, does the 3.2 reflect the old and new grade, or just the new grade?
LSAC includes the old grades in the calculation. I had a graduating GPA of 3.4, but once they added in the few classes I bombed (and later retook) my freshman year, my gpa dropped to around 3.0 for application purposes.
So at this point it all depends on your LSAT. I made it into a solid T2 school with a 3.0 and 160, and things aren't nearly as competitive now.