As I cheched on my credit report including three major credit report companies, I owed around $1000 to three companies.
I am afraid that this past due debts may affect the character and fitness test..
What should I do? Should I reveal honestly the past due debts? I can't pay them back for now because I am almost broke..
If I reveal the fact that I owed some money past due, is it OK to pass character and fitness test?
Any advice is welcome.