Here is the big easy to understand part. Babies on this board bittch that they should make $160K first year, thats your tuition. If it takes you longer, thats ok too. If you would have made $40,000 as an office worker with your basicly BA(vs probally half that without it in a factory somewhere) then how is it bad to double that? It takes awhile to pay off, but even if you "fail" and make only $50K or so the first few years, who gives a *&^%?
Even more to the point, who cares if you make $20K, student loans disappear as long your not a coward and use student loan forgivness, grow a pair!