t20 if you are incredible lucky and it is not vandy, UT, or UCLA. Probably have a shot at a t25 though (such as UIUC, ND, IU, etc). But in any event you are completely screwed because if you don't transfer it is going to be incredibly difficult to find any paying legal job in this economy (no one is hiring, not even PI), and if you do transfer you will be taking on a LOT of student debt and have no shot at being able to pay it back coming out of a t25 since biglaw isn't really hiring there anymore (top 10% at t25s are struggling to get into biglaw).