I will be attending a T4, as well, this fall... I very fortunately received a full scholarship and, this being my hometown, my parents have a rental property my family and I are fixing up to live in while I'm in school. My parents have very graciously declined rent payments. And since I lost my job due to the economy, I've also applied for Trade Adjustment Assistance to hopefully cover my books, externship, fees, etc. Hoping to make it out with minimal debt so I can keep my job options open...