Dear MysteryE (Eric L.),
Here are the factors you need to calculate: where you want to work/live, what kind of legal job you want, and how much debt you want to have, and what you would do for a year if you took off. If you want to work and live in Miami after you graduate, you'd be better to go to UM regardless if you take a year off or not. Also, if you are looking to do public interest/government, then the heavy debt load will not be good. Finally, it might help if you do some kind of legal related job if you wait, because working at the mall isn't usually that attractive on a resume. Let me know what you decide.