Your not going to get into USC/UCLA because your LSAT is too low. I would drop USD, since its a very expensive school and isn't ranked high enough to justify you going there. Chapman's scholarship is clearly better than Pepperdine's, and 3.0 at chapman will put you at around the top 35% of the class (I went there so I know how grading works there). Loyola will likely accept you and offer you a similar package to Pepperdine, or less if you applied later in the cycle. As far as the difference between Chapman and Pepperdine, both are expensive schools, Pepperdine is "ranked" higher, but Chapman seems to be closer that gap. So its really up to you. If you work hard, you'll pretty much get a free ride and come out of Chapman with a job paying over 80k at least. (Assuming your top 1/3 in the class). The same applies to Pepperdine, except you will likely leave school with over 80,000 in debt if you are getting a half scholarship. You just have to realize that there is a lot of competition for the top legal jobs in the LA/OC area, so you'll be competing against USC/UCLA/Stanford/Harvard grads for the top positions.