I would be more than happy with 100k starting out if it meant 1500 billable hours and low attrition. Unfortunately, I don't think that's where things are headed.
In any event, with loans, 100k (especially in NYC) isn't all that much money. Consider you would net about 65k after taxes. Pay off 30k loans/yr and you have 35k to live on. It's not like those are starving wages, but they are not high on the hog wages either.