I just found out that I wouldn't have to pay tuition until the loans came in. So that's a plus. But to answer some questions--yes, if I didn't transfer I would rather be in FL. And if I couldn't get a job in NYC, Florida would be the next best thing for me (I don't plan at all to work in KY). Basically the problem is the HUGE hassle of moving RIGHT NOW, not having a place in FL right away, the cost of the move, the stress, etc etc. What really worries me is that I don't want to look back and think, oh I could have been at UFlorida; or that future job prospects really see a difference between UK and UF. IF they don't, then I don't think it's worth it...but I dont know that. Thanks for the input, please keep it coming