My school has a decent program, it costs about $1500 for the year and icludes 1k of Rx. This year they added dental for an additional $180. Anything they do at the school clinic is free, after that you pay the program co-pay. Also if you join the ABA as a student you can get into thier individual program, but it was more than my schools last time I chekced. Your local bar assn. might have a program as well. Aslo sign up for any low income RX cards in your area if you going FT.