Mortgages are secured loans, credit cards are unsecured. Banks need to use risk as a pricing model for unsecured debt to an even greater extent because there is no underlying asset.
I'd love to join this LGBT club. It's the Legos, Gobots, Barbies, and other Toys group, right? I'll show up with an armful of toys.
F*cking bi+ch drinks a 1 oz bottle of goose and thinks she's French
awkward follows you like a beer chasing a shot of tequila.
I'm in a lynch mob? I had no idea. This is really worrying; I really don't have time for another extra-curricular activity.
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