Ok guys, here's my situation. Next year, I will be attending law school in the state where I live. The tuition is just under 10,000 per year. Estimated book cost is 1,300, and I have signed a lease to rent a house for 575 per month. I have received the following aid package from the school. 8,500 per year in sub. staff. loans and 12,000 in unsub. loans. In addition, I have been approved for 8,000 in Grad PLUS loans. This total is a shade over the total cost of attendance for the school. Also, my parents will be helping me out by paying my rent. I am thinking about just taking advantage of the stafford loans? What should I know about these loans (i.e. interest rates, payment plans, etc...)? How much are the monthly payments for the unsub. if I immediately start paying interest. Also, what kind of payments will I be looking at after I get out, assuming that I take out the max. staff. amount every year (20,500)? Any help would be great.