I looked at mine, and everything was a mistake except my previous addresses, a couple of good standing credit accounts and a late Direct TV bill. This was the case on all three reports. There were things like credit accounts I never had, and all kinds of crap. I disputed all of it, but some of the stuff was justified by the credit grantors. Now all I can do is keep disputing until the creditors stop responding and then have it removed. It's infuriating b/c I know these accounts aren't mine.