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Author Topic: What citibank rate did you get with your credit score?  (Read 2424 times)

sixpeanuts

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What citibank rate did you get with your credit score?
« on: June 28, 2005, 04:35:17 PM »
What citibank rate did you get with your credit score?

Im trying to figure out what I would get if I applied right now to see if i should wait to improve my credit score or not.

Which credit score company does Citibank use in the northeast?
Attending Rutgers-Newark
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ErinKG

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Re: What citibank rate did you get with your credit score?
« Reply #1 on: June 29, 2005, 12:03:28 AM »
I received Prime+.25% (the best offered for my school). My cosigner's score is around 720 (mine is around 660, but I think they use the cosigner's).

Erin

sixpeanuts

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Re: What citibank rate did you get with your credit score?
« Reply #2 on: June 29, 2005, 10:09:42 AM »
do you know which credit bureau your credit scores are from? 
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tjking82

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Re: What citibank rate did you get with your credit score?
« Reply #3 on: June 29, 2005, 10:10:37 AM »
Prime + 0%

Credit score:  720

Oneof2

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Re: What citibank rate did you get with your credit score?
« Reply #4 on: June 29, 2005, 10:43:26 AM »
I got Prime + .25% (which is the best offered by my school)

Credit Score: 740+

ErinKG

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Re: What citibank rate did you get with your credit score?
« Reply #5 on: June 29, 2005, 07:43:40 PM »
Our scores are pretty much the same across the three bureaus.

onepoint

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Re: What citibank rate did you get with your credit score?
« Reply #6 on: June 29, 2005, 09:58:11 PM »
prime + .5% (apparently the best at my school, according to the flyer they sent me a couple weeks ago)

credit scores of 767/799
post-3L

samsender78

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Re: What citibank rate did you get with your credit score?
« Reply #7 on: July 11, 2005, 05:04:01 PM »
Prime - 1%, best rate for my school (NYU)

credit score: somewhere between 750-800

Oneof2

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Re: What citibank rate did you get with your credit score?
« Reply #8 on: July 11, 2005, 05:07:55 PM »
Prime - 1%, best rate for my school (NYU)

credit score: somewhere between 750-800

Damn, that's good!

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Re: What citibank rate did you get with your credit score?
« Reply #9 on: July 11, 2005, 06:46:34 PM »
740ish, Prime + 0.00  (Best for my school)

Note, however, that 10 minutes earlier Access Group offered me Libor + 3.75, instead of their best offer of Libor + 2.55--I think Citibank is more forgiving, perhaps, but it's always best to shop around.

When you do, however, make sure to do it within a 2 week period, because the Fico people lump those kinds of credit checks (mortgages, car loans, etc.) into just one inquiry (for score purposes anyway), because they know that it is likely that you are just shopping around--not trying to over extend yourself...

GOOD LUCK!