I didnt think my credit was so excellent, but I didnt even need a cosigner, and got pretty good rates.
Im trying to decide between
Access Group: 3 month LIBOR + 2.55
Citibank: Prime rate + 0
Neither one has origination or repayment fees, both offer sufficient time frame for payback.
Any thoughts? I think the current Prime rate is at 6.0, while the 3 month LIBOR for June is at 3.47 if i'm not mistaken.