I have a question about applying for private loans. I've been researching websites like access group but they say they will give you anywhere from LIBOR + 2.55 and up. Is there any way to find out specifically what rate they will give you without committing yourself to the loan. For example if i select on their website apply now will that process committ me to a loan from them or will it simply give me the rate they are willing to give me. Thanks