Interesting. Yea, it's been hard for me to get a sense of when exactly I should apply. I'd like to wait until late June or early-July (because then I'll have credit cards mostly paid off), but I don't want to get my financial aid check in October either...Out of curiosity, what was the company that didn't check with the school? I'm not sure if that is a good thing or a bad thing, but it's interesting.