I am encouraged to know that people with low credit scores are getting private loans. I just ordered my 3-in-1 report today and was surprised by how low my scores are. I really have tried to keep my credit clean, but I have endured a lot of financial difficulty w/medical bills, a child with learning disabilities, etc. The biggest thing hurting me right now is that I have had to use my cards to pay for a lot of things.
I was really freaking out about how I would be able to finance law school, but it does sound like I will have some options.