I know I've only got a matter of hours left to consolidate, but I'm not sure I should go through with it or not.
Here's the situation:
I have no loans from undergrad.
Currently I've got a perkins loan (which has a fixed rate already, so I wouldn't consolidate that), a subsidized stafford loan and then an unsubsidized stafford loan.
As, I understand it any loans for the next school year can't be included in whatever I consolidate. So, I'd technically only be consolidating that one unsubsidized stafford loan. Would it make sense to do this since from what I understand, under current law if I consolidate now, I can't reconsolidate?
I'd ask my financial aid director, but there currently isn't one. Any input is appreciated.