They expect you to get a job for living expenses.
For health insurance, your school policy should last for the year. Some schools will let you add the yearly cost of insurance (not 9 months) to your "budget" if you pay for the year in 1 lump sum by filing out a form. Not every school does this, but you should call yours and ask about this. In "driving" cities, they may also let you add the yearly lump payment for car insurance too.