Which one do you think is better. So far I am leaning towards THE, monthly credit(which will reduce total amount of repayment), they use experian for my address (highest score), limit of 120,000 for my school (I can stay within this limit), however Access group provides an additional 5 years to repay (can be good/bad), no limit (this can be dangerous, taking out more than needed) and a lower interest rate based on credit of course, but they use Trans union (lowest score). Should I chance it with Access or go with THE?
Any other information on these companies will be greatly appreciated. Thanks.