Law School Discussion

Access Group v. North Star (THE) opinions?

Access Group v. North Star (THE) opinions?
« on: May 17, 2005, 02:37:23 PM »
Which one do you think is better.  So far I am leaning towards THE, monthly credit(which will reduce total amount of repayment), they use experian for my address (highest score), limit of 120,000 for my school (I can stay within this limit), however Access group provides an additional 5 years to repay (can be good/bad), no limit (this can be dangerous, taking out more than needed) and a lower interest rate based on credit of course, but they use Trans union (lowest score).  Should I chance it with Access or go with THE? 

Any other information on these companies will be greatly appreciated. Thanks.

Re: Access Group v. North Star (THE) opinions?
« Reply #1 on: May 17, 2005, 05:22:04 PM »
Which one do you think is better.  So far I am leaning towards THE, monthly credit(which will reduce total amount of repayment), they use experian for my address (highest score), limit of 120,000 for my school (I can stay within this limit), however Access group provides an additional 5 years to repay (can be good/bad), no limit (this can be dangerous, taking out more than needed) and a lower interest rate based on credit of course, but they use Trans union (lowest score).  Should I chance it with Access or go with THE? 

Any other information on these companies will be greatly appreciated. Thanks.

apply to both and see what rates they offer you on the approval notices.  You never know how good (or bad) they consider your credit rating. 

Trel

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Re: Access Group v. North Star (THE) opinions?
« Reply #2 on: May 17, 2005, 06:22:38 PM »
As I mentioned in the other thread, I went with Northstar b/c of the lower rates primarily.

Re: Access Group v. North Star (THE) opinions?
« Reply #3 on: May 18, 2005, 08:37:39 AM »

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apply to both and see what rates they offer you on the approval notices.  You never know how good (or bad) they consider your credit rating. 
Quote

Won't it affect my credit score if I apply to both?  Or wont it matter since I would apply on the same day? 

risingMC

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Re: Access Group v. North Star (THE) opinions?
« Reply #4 on: May 18, 2005, 09:36:37 AM »
For my first year I should be able to get by on gov't and perkins loans, so I went with Northstar.

Re: Access Group v. North Star (THE) opinions?
« Reply #5 on: May 18, 2005, 11:49:10 AM »
For my first year I should be able to get by on gov't and perkins loans, so I went with Northstar.

Well I was approved by both programs.  I think I am going to go with NorthStar I will never hit there aggregate limit and with the govermental loans I will be good.  Also, with the interest given by Access and using the calculator I will be saving alot with the credit program offered by North Star. 

Re: Access Group v. North Star (THE) opinions?
« Reply #6 on: May 23, 2005, 10:43:15 AM »
You really must read the other thread about which lender everyone is using...it provides lots of info on Northstar/THE v. Access

lyrarain

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Re: Access Group v. North Star (THE) opinions?
« Reply #7 on: June 08, 2005, 12:04:35 PM »
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