Has anyone dug up anything substantive about borrowing directly through their school? I am sure that it varies by institution (and that many of them don't even offer it), but I'd like to hear what others have gathered about this option. Maryland says that if you take your loan through them, all interest etc. goes into their scholarship fund. That is a feel-good, but am I going to screw myself out of a better deal? Fin aid office wasn't too helpful on answering this question. Especially when I asked if they were trying to screw me.