i have applied to 2 banks for a "maximizer loan"( a loan that does NOT need the school's certification and can exceed the COA) and have been denied. i have very good credit, so i dont understand why im being declined. im going to try with a co-signer. has anyone out there tried to apply for one of these loans? anyone have any advice?
my score is a 630, which is considered "B" tier. i have a car loan and personal loan that will be paid for at the end of my first year. i just need to borrow extra this year. i was just wondering if anyone has tried to apply for these loans or has any inside info about them.