Go to NYU, to do otherwise is just plain silly. If you are concerned that the debt will crush you while working in PI or whatever, you could always get help from NYU's LRAP. The lower your annual salary, the more they pay. If you make below a certain amount, they pay ALL. You could go out and take the cheesiest low paying legal job in the world an not have to worry about the debt. You could save children from bad people for pennies on the dollar and have school paid for!!!! You point out only one end of NYU's LRAP, but it is on a sliding scale. If you make more, you contribute some, blah blah. You could make $50,000 and only be expected to pay $4,800 for the year. All ABA approved law schools will provide an adequate legal education, but some schools easily rise above the rest. NYU is one of those schools. Graduating from NYU means you will be able to find great work no matter what. The same cannot be said for Kent or Cardozo, sorry. It is one thing to be afraid of debt, but know you will find gainful employment, and another to have little debt but struggle as a little fish in an ocean.