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Author Topic: Credit Score  (Read 12590 times)

INdecision

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Re: Credit Score
« Reply #110 on: May 25, 2005, 12:39:37 PM »
How worried should I be out two late payments, one a year ago (in the process of contesting, since it was the mistake of their not informing me of an increased minimum payment) and another 4 years ago?  I should be good to go with everything else (will have closer to 5% debt-to-credit ratio when I apply, and no other negatives that I know of based on my equifax report). I'm really worried about this!

LaneSwerver

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Re: Credit Score
« Reply #111 on: May 25, 2005, 12:56:52 PM »
Does anyone have an idea of what the minimum acceptable credit score would be?

COmom

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Re: Credit Score
« Reply #112 on: May 25, 2005, 06:22:12 PM »
mine went up about 40 points too, and something that i just paid in full (a month ago) hasn't been updated yet - so it "should" shoot up some more - putting me in range of qualifying for private funds.  Looks like I am going to LS in the fall - HOORAY!

Hegel

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Re: Credit Score
« Reply #113 on: May 25, 2005, 06:29:41 PM »
My 690 was not good enough without a cosigner.  >:(  Not sure what the limit is, but I suspect other factors than just the score are at play. They mentioned something about too many inquiries ... give me a break!

It could be that they expect students to have parents interested in their educations.  Why not get them on the hook too?  Damn loan companies.  Can't they see that a law degree is worth millions?  :D

Which company was it that let the cosigners off the hook after 2 years of good payments?

_____

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Re: Credit Score
« Reply #114 on: May 25, 2005, 07:55:26 PM »

otnemem

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Re: Credit Score
« Reply #115 on: May 26, 2005, 11:20:44 AM »
will i get a loan no matter what score i have as long as i have a cosigner?

COmom

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Re: Credit Score
« Reply #116 on: May 26, 2005, 11:59:33 AM »
will i get a loan no matter what score i have as long as i have a cosigner?

Not if their credit stinks too...

What I have learned (so far) -
Citigroup uses all three reporting agencies (so they tell me) but on their website the Law Loan does list rates for Excellent, Good and Fair ratings. ??
Nellie Mae uses Experian (at least in Colorado).

BAFF213

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Re: Credit Score
« Reply #117 on: May 26, 2005, 12:16:15 PM »
tag

maka nani

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Re: Credit Score
« Reply #118 on: May 26, 2005, 12:23:14 PM »
BAFFs going on a tag spree!  ;)
DON'T GO TO LAW SCHOOL YOU DUMB FUCKS.

LaneSwerver

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Re: Credit Score
« Reply #119 on: May 26, 2005, 12:29:15 PM »
BAFFs going on a tag spree!  ;)

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