Slightly off topic, but what's the deal with student budgets? Why should the school care how much you spend or don't spend supporting yourself through law school. I can understand for Stafford loans, the amount should be limited and only applicable to school stuff. But if you want to take out $100K in loans for 1L, and some bank will give it to you, why won't the school certify it? What is their risk? There must be something that's holding them back.