Hey Cam - I seem to be in the same situation. My plan was to take out a loan for living expenses for the 1st year to pay off my car loan. I have my wonderful BF who will be paying for our living expenses while I am in school.That is, if I get in somewhere! [/quoteThats a pretty good idea. dont know if my SO would be able to afford it though! Well as of now, i've saved almost half the money ,my job offers lots of overtime, but then i was thinking i would feel odd using most of my savings to pay off the car. So i dunno what i'll end up doing. I'm kinda in the same boat as well becaue i've been accepted to schools where me and SO pretty muct agree we dont want to go too. And I was just rejected from one of my top choices. So i'm still waiting to hear back from several schools. I saw you are interested in South Texas as well, have you visited yet?