I looked at buying my laptop through UHLC, through my company, through the Dell website with a discount, and through another Employee assistance program. The difference was less than $100 however, the warranties (sp?) varied widely. UHLC covers it for 3 years and accidental damage includes drops, spills, and basically everything except theft. The others are for 1 year and cost more for to up it for each additional year and usually only cover accidental damage for dropping the laptop. Plus, the school will service your laptop with a guranteed time-frame if you buy it through them. It seems worth it. My husband and I are both very computer savvy, but I take comfort in knowing that if something happens, I won't have to figure it out myself--someone else on-campus will do it for me for free. That's priceless.