Well, you obviously have other career options. So if you just wanna make a lot of money, I would say DO NOT go to law school, and do something else. The way the legal market is today, a JD is certainly not a ticket to a high paying job. In fact, it could lead to some serious debt (as you seem to be aware of). Additionally, since you're gonna be going to a law ranked school, you have even less of a chance of getting a decent job. And don't count on transferring, nothing is a guarantee... That being said, you have to ask yourself: how badly do you want to be an attorney? Do you understand what the day-to-day activities are like? Are you generally intrigued by the law?YES, it owns your life. But, if you truly love it, then its not a problem. I'm a 1L and I did very well my first semester, probably because I actually enjoy studying law. Sure, there were some low points, but in general I'm pretty infatuated with the subject matter. Do some serious self-assessment before you jump into law school... especially a lower ranked one w/o scholarship $$$.